Term Life Insurance Glossary

Accidental Death Benefit:

An extra death benefit amount that is paid out in addition to the face amount of the policy if the insured dies by accidental means. It cost extra to get this benefit, and usually cannot exceed $250,000 to $300,000, and cannot exceed more than the face amount of the policy.

Term Life Insurance

Term life insurance provides protection for a specific period of time. It pays a benefit only if you die during the term. Level term products are the most popular plans purchased today. The level term can be from 5 years to 30 years.


If you are a Freelancer, Producer or Director in CA,CT,DE,Il,ME,RI,NY & WA and more States, then you will be required for your current and future productions to get/provide education on Sexual Harassment in order to do your work.

We offer Training to Member’s that is Portable from one production to another production and we will help you to understand the laws and requirements in your state. …

The importance of Sexual Harassment Prevention training in the #MeToo era is highlighted by the increase in sexual harassment lawsuits since 2017.